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Harris Completes Purchase of Lakeland Community Bank

Harris Completes Purchase of Lakeland Community Bank

Chicago, IL, March 1, 2004 – Harris Bank and BMO Financial Group (NYSE, TSE: BMO) announced today the completion of their acquisition of Lakeland Community Bank. The acquisition was announced November 24, 2003.

“By integrating Lakeland’s capabilities with the full-service offering of Harris, we’ll be able to provide more convenience to more customers, and strengthen our presence in the Lake County region,” said Gerald S. O’Sullivan, who will be President of the two locations, Harris Bank Round Lake and Harris Bank Fox Lake.

The acquisition is part of Harris Bank’s continued expansion in the Chicagoland area, and gives Harris a strong position in Round Lake and Fox Lake, two key communities in the fast-growing Lake County region.

With $30 billion in assets, Harris Bank is one of the largest community banks networks in Illinois, a nationally recognized provider of private client and personal trust services and a premier Midwest mid-market corporate bank. Harris is a member of BMO Financial Group, a highly diversified financial services institution headquartered in Toronto, Canada, with average assets of US $162 billion. Lakeland represents the 12th U.S. acquisition by BMO Financial Group in just over three years.

Contacts:
Media Relations
Jen Dillon, Harris Bank, 312.461.6970

Investor Relations
Susan Payne, BMO Financial Group, 416.867.6656

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Banking products and services are provided by BMO Harris Bank N.A. and are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC.

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