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Harris Completes Purchase of New Lenox State Bank

Harris Completes Purchase of New Lenox State Bank

CHICAGO, IL, June 1, 2004 – Harris Bank and BMO Financial Group (NYSE, TSE: BMO) announced today the completion of their acquisition of New Lenox State Bank (NLSB). The purchase price was $228.5 million. The acquisition was announced February 4, 2004.

Headquartered in New Lenox, Illinois, NLSB has eight full-service branches.

With $30 billion in assets, Harris Bank is one of the largest community banks networks in Illinois, a nationally recognized provider of private client and personal trust services and a premier Midwest mid-market corporate bank. Harris is a member of BMO Financial Group, a highly diversified financial services institution headquartered in Toronto, Canada, with average assets of US $162 billion. NLSB represents the 13th U.S.acquisition by BMO Financial Group in just over three years.

Contacts:
Media Relations:
Jen Dillon, Harris Bank, 312.461.6970

Investor Relations:
Susan Payne, BMO Financial Group, 416.867.6656

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Banking products and services are provided by BMO Harris Bank N.A. and are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC.

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To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask you to provide a copy of your driver's license or other identifying documents. For each business or entity that opens an account, we will ask for your name, address and other information that will allow us to identify the entity. We may also ask you to provide a copy of your certificate of incorporation (or similar document) or other identifying documents. The information you provide in this form may be used to perform a credit check and verify your identity by using internal sources and third party vendors. If the requested information is not provided within 30 calendar days, the account will be subject to closure.

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Securities, investment advisory services and insurance products are offered through BMO Harris Financial Advisors, Inc. Member FINRA / SIPC . SEC-registered investment adviser. BMO Harris Financial Advisors, Inc. and BMO Harris Bank N.A. are affiliated companies. Securities and insurance products offered are: NOT FDIC INSURED – NOT BANK GUARANTEED – NOT A DEPOSIT – MAY LOSE VALUE.

This information is not intended to be tax or legal advice. This information cannot be used by any taxpayer for the purpose of avoiding tax penalties that may be imposed on the taxpayer. This information is being used to support the promotion or marketing of the planning strategies discussed herein. BMO Harris Bank N.A. and its affiliates do not provide legal or tax advice to clients. You should review your particular circumstances with your independent legal and tax advisors.