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HPCC Dividend Notice - May 25, 2011

HPCC Dividend Notice - May 25, 2011

Harris Preferred Capital Corporation announced that on May 25, 2011, the Board of Directors declared a quarterly dividend of $0.46094 per share on its issued and outstanding Series A Preferred Stock, unchanged from the previous quarter. The dividend is payable on June 30, 2011 to stockholders of record on June 15, 2011. Harris Preferred Capital Corporation is an indirect wholly-owned subsidiary of Harris National Association, a national banking association based in Chicago, Illinois, and Bank of Montreal. Its principal business objective is to acquire, hold, finance and manage qualifying real estate investment trust ("REIT") assets.

Based in Canada and established in 1817, Bank of Montreal is a highly diversified North American financial services organization. It provides a broad range of retail banking, wealth management and investment banking products and solutions to customers in North America and internationally.

Media Inquiries: Jim Kappel, Vice President, Corporate Communications (312-461-2478)

Investor Relations Inquiries: Viki Lazaris, Senior Vice President, Investor Relations (416-867-6656)

Harris® is a trade name used by various financial service subsidiaries of Harris Financial Corp. Shares of Harris Preferred Capital Corporation are NOT FDIC INSURED, MAY LOSE VALUE AND CARRY NO BANK GUARANTEE.

Equal Housing Lender - NMLS 401052

Banking products and services are provided by BMO Harris Bank N.A. and are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC.

Notice to Customers

To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask you to provide a copy of your driver's license or other identifying documents. For each business or entity that opens an account, we will ask for your name, address and other information that will allow us to identify the entity. We may also ask you to provide a copy of your certificate of incorporation (or similar document) or other identifying documents. The information you provide in this form may be used to perform a credit check and verify your identity by using internal sources and third party vendors. If the requested information is not provided within 30 calendar days, the account will be subject to closure.

Third party web sites may have privacy and security policies different from BMO. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from BMO web sites.

BMO Harris Premier Services represents a combined service approach of BMO Harris Financial Advisors and BMO Harris Bank, each a part of BMO Financial Group.

Securities, investment advisory services and insurance products are offered through BMO Harris Financial Advisors, Inc. Member FINRA / SIPC . SEC-registered investment adviser. BMO Harris Financial Advisors, Inc. and BMO Harris Bank N.A. are affiliated companies. Securities and insurance products offered are: NOT FDIC INSURED – NOT BANK GUARANTEED – NOT A DEPOSIT – MAY LOSE VALUE.

This information is not intended to be tax or legal advice. This information cannot be used by any taxpayer for the purpose of avoiding tax penalties that may be imposed on the taxpayer. This information is being used to support the promotion or marketing of the planning strategies discussed herein. BMO Harris Bank N.A. and its affiliates do not provide legal or tax advice to clients. You should review your particular circumstances with your independent legal and tax advisors.