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BMO HARRIS BANK APPOINTS TRACY NELSON, MARKET PRESIDENT

BMO HARRIS BANK APPOINTS TRACY NELSON, MARKET PRESIDENT

CHICAGO (July 19, 2012) – BMO Harris today announced the appointment of Tracy Nelson as Market President for BMO Harris Bank. Tracy will be responsible for developing and executing strategies to deliver the breadth of BMO Harris' retail banking, business banking and wealth management services in the Chicago Metro South markets which consist of 14 bank locations in Chicago, Evergreen Park, Oak Lawn, Berwyn, Broadview, Cicero, and North Riverside.

Tracy's career accomplishments show a track record of success in exceeding performance goals, creating a workplace where her team can flourish, and making processes more efficient, effective and customer focused," said Mike Lewis, Regional Presiden t, BMO Harris Bank. "Her strong sales focus and considerable community profile will help ensure the creation of a culture of consistently delivering exceptional service resulting in an excellent banking experience for BMO Harris customers."

Tracy has fifteen years of financial services experience and most recently worked at MB Financial Bank. At MB Financial, she served as First Vice President-Retail Regional Manager where she was responsible for sixteen financial centers. In 2006, MB Financial acquired Oak Brook Bank-Aurora where Tracy was the Group Manager responsible for multiple financial centers.

About BMO Harris Bank
Based in Chicago, BMO Harris Bank N.A. provides a broad range of personal banking products and solutions through over 650 branches and approximately 1,350 ATMs in Illinois, Wisconsin, Indiana, Kansas, Missouri, Minnesota, Nevada, Arizona and Florida. BMO Harris Bank's commercial banking team provides a combination of sector expertise, local knowledge and mid-market focus throughout the U.S. Deposit and loan products and services provided by BMO Harris Bank N.A. Member FDIC. BMO Harris BankSM is a trade name used by BMO Harris Bank N.A. BMO Harris Bank is part of BMO Financial Group, a North American financial organization with 1,600 branches, and a retail deposit base of approximately $180 billion.

For further information:

Vanessa Hall, Vanessa1.Hall@harrisbank.com, 317-461-6543

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Banking products and services are provided by BMO Harris Bank N.A. and are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC.

Notice to Customers

To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask you to provide a copy of your driver's license or other identifying documents. For each business or entity that opens an account, we will ask for your name, address and other information that will allow us to identify the entity. We may also ask you to provide a copy of your certificate of incorporation (or similar document) or other identifying documents. The information you provide in this form may be used to perform a credit check and verify your identity by using internal sources and third party vendors. If the requested information is not provided within 30 calendar days, the account will be subject to closure.

Third party web sites may have privacy and security policies different from BMO. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from BMO web sites.

BMO Harris Premier Services represents a combined service approach of BMO Harris Financial Advisors and BMO Harris Bank, each a part of BMO Financial Group.

Securities, investment advisory services and insurance products are offered through BMO Harris Financial Advisors, Inc. Member FINRA / SIPC . SEC-registered investment adviser. BMO Harris Financial Advisors, Inc. and BMO Harris Bank N.A. are affiliated companies. Securities and insurance products offered are: NOT FDIC INSURED – NOT BANK GUARANTEED – NOT A DEPOSIT – MAY LOSE VALUE.

This information is not intended to be tax or legal advice. This information cannot be used by any taxpayer for the purpose of avoiding tax penalties that may be imposed on the taxpayer. This information is being used to support the promotion or marketing of the planning strategies discussed herein. BMO Harris Bank N.A. and its affiliates do not provide legal or tax advice to clients. You should review your particular circumstances with your independent legal and tax advisors.