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News Releases

News Releases


Helping small businesses make real financial progress with the enhanced BMO Harris Business Platinum Rewards Mastercard®
  • The enhanced BMO Harris Business Platinum Rewards Mastercard credit card and its new 5-4-3-2-1 model rewards small business customers for their favorite business spend categories
  • Points never expire and can be used for cash, gift cards, travel, dining and more
  • The $0 annual fee card also includes a welcome offer of a potential 100,000 rewards points bonus

CHICAGO, Jan. 26, 2023 /CNW/ - BMO is rolling out its enhanced BMO Harris Business Platinum Rewards Mastercard designed to meet the needs of small businesses and help customers make real financial progress. In addition to being available to all new customers, all current BMO Harris Business Platinum Rewards Mastercard cardholders will receive the rich rewards accelerators on key business spend categories. Earned points never expire and cardholders can use them for gift cards, cash, travel, dining and more.

BMO also provides new customers up to 100,000 points in the first year: 50,000 bonus points when a customer spends $5,000 within three months of opening an account and another 50,000 bonus points when they spend $50,000 or more within the first 12 months.

"We are thrilled to offer our refreshed BMO Harris Business Platinum Rewards Mastercard to meet the unique and evolving needs of small business owners," said Jennifer Douglas, Head of North American Retail and Small Business Payments at BMO. "We heard from our customers what perks meet their needs best and we are pleased to offer a card with rich rewards and benefits."

The enhanced BMO Harris Business Platinum Rewards Mastercard offers:

  • Rewards for business spending
    • 5x on internet and phone spend up to $750 per quarter
    • 4x on office supplies and printing on spend up to $750 per quarter
    • 3x on gas on spend of to $750 per quarter
    • 2x on dining on spend up to $750 per quarter
    • 1x on all other purchases and no cap on earnings
  • Mobile Device Perks
    • Coverage for up to $1,000 per covered device and receive $600 mobile protection when a customer charges their monthly bill to the card
  • No Annual Fee
  • 0% introductory Annual Percentage Rate (APR) on purchases for 9 months from the date of opening an account
  • 0% introductory APR on balance transfers for 9 months until the standard APR applies
  • Mastercard Small Business Cardholder Benefits:
    • Access and discounts to tools and resources that help optimize business operations, power collaboration and imagination, increase cybersecurity and simplify everyday experiences

"Mastercard and BMO are committed to supporting small businesses with payment products and benefits that optimize operations, simplify daily tasks and help them run their businesses efficiently and successfully," said Bunita Sawhney, EVP of US Financial Institutions, Mastercard. "Together with the enhanced BMO Harris Business Platinum Rewards Mastercard, we are thrilled to provide small business owners with the security, innovation and unique benefits that bring value to every transaction."

In addition to the new card benefits, the new BMO Harris Business Platinum Rewards Mastercard also makes it more convenient for customers to manage their accounts. Rather than visiting a branch, customers can take a photo of their ID and snap a selfie to verify their identity. Customers can also manage their card all online by making payments, viewing transactions, and managing alerts in one easy-to-use tool.

To apply and view the complete list of benefits and to see important terms and conditions for the BMO Harris Business Platinum Rewards Mastercard, visit https://www.bmoharris.com/main/business-banking/credit-cards/platinumrewards/. Learn more about BMO Harris Rewards at https://bmoharrisrewards.com/.

About BMO Financial Group

Serving customers for 200 years and counting, BMO is a highly diversified financial services provider - the 8th largest bank, by assets, in North America. With total assets of $1.14 trillion as of October 31, 2022, and a team of diverse and highly engaged employees, BMO provides a broad range of personal and commercial banking, wealth management and investment banking products and services to 12 million customers and conducts business through three operating groups: Personal and Commercial Banking, BMO Wealth Management and BMO Capital Markets.

About Mastercard

Mastercard is a global technology company in the payments industry. Its mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, its innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Its decency quotient, or DQ, drives its culture and everything it does inside and outside the company. With connections across more than 210 countries and territories, it is building a sustainable world that unlocks priceless possibilities for all.

Media contact
Lucas Seiler, U.S. Personal and Business Banking 
Lucas.seiler@bmo.com; 312-340-8576

SOURCE BMO Financial Group


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Banking products and services are provided by BMO Harris Bank N.A. and are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC.

 

Notice to Customers

To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask you to provide a copy of your driver's license or other identifying documents. For each business or entity that opens an account, we will ask for your name, address and other information that will allow us to identify the entity. We may also ask you to provide a copy of your certificate of incorporation (or similar document) or other identifying documents. The information you provide in this form may be used to perform a credit check and verify your identity by using internal sources and third party vendors. If the requested information is not provided within 30 calendar days, the account will be subject to closure.

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BMO Harris Premier Services represents a combined service approach of BMO Harris Financial Advisors and BMO Harris Bank, each a part of BMO Financial Group.

Securities, investment advisory services and insurance products are offered through BMO Harris Financial Advisors, Inc. Member FINRA / SIPC . SEC-registered investment adviser. BMO Harris Financial Advisors, Inc. and BMO Harris Bank N.A. are affiliated companies. Securities and insurance products offered are: NOT FDIC INSURED – NOT BANK GUARANTEED – NOT A DEPOSIT – MAY LOSE VALUE.

This information is not intended to be tax or legal advice. This information cannot be used by any taxpayer for the purpose of avoiding tax penalties that may be imposed on the taxpayer. This information is being used to support the promotion or marketing of the planning strategies discussed herein. BMO Harris Bank N.A. and its affiliates do not provide legal or tax advice to clients. You should review your particular circumstances with your independent legal and tax advisors.